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Continued...
Instead of
struggling with an unrealistic plan to save thousands of
dollars, I suggest that we simply learn how to
spend better, since spending is what we do most, and
"spending less is easier than saving more." I believe that "telling people to save is like closing the barn door after the horse has already escaped. It's the right thing to do, it's just too late to accomplish anything" because "saving is what you do with the money that is left over after spending." My advice is similar to recommending that we eat right rather than go on a diet. Smart spending is better than cutting back and doing without, but you still need to know where your money is going, so I recommend tracking your spending in categories like those in a Budget Worksheet, entering the information in your personal finance software (like Quicken or Money), and asking yourself questions similar to the following while reviewing the reports each month:
Practical advice on how to turn your average income into above-average wealth ... Let's talk about you and how this applies to your situation. Call me today! 600 Emerson Road Suite 110 Saint Louis, MO 63141 314.629.5193 |